Loan Calculator

Estimate your monthly payments and check affordability before you apply.

Loan Details

Loan Amount (ZMW) Min: ZMW 1,000 — Max: ZMW 300,000

Tenure (months)

1 month 6 months 6 months

Payroll & Affordability

Required

Gross Monthly Income (ZMW) *

Other Permanent Deductions (ZMW) Non-statutory deductions (union dues, etc.)

Existing Loan Payments (ZMW) Bank, MFI, or other financial institution loan repayments

Your Loan Estimate

Monthly Payment

-

Amount You Receive

-

Total to Pay Back

-

Cost Breakdown

Interest Rate	-
Processing Fee	-
Credit Life Insurance	-
Total Interest	-
Total Fees & Charges	-
Amount You Receive	-
Total Amount to Pay Back	-

Payroll & Affordability Assessment

Statutory Deductions

PAYE (Income Tax)	-
NAPSA (5%, cap K24,436)	-
NHIMA (1%)	-
Total Deductions	-
Net Pay (Take Home)	-

DSR Amount (40%) -

Available for Instalment -

Max Loan Amount -

New Take Home after Loan -

New DSR after Loan -

Debt Service Ratio (DSR) -

0% 40% 50% 100%

No.	Payment Date	Payment	Balance

Apply Now

Enter your loan details and click Calculate

Get an instant estimate of your monthly payments and check if you qualify.

This calculator provides estimates only. Actual terms may vary based on credit assessment and loan product selected. All fees and charges are included in the figures shown. Contact us for a personalised quote.