+260 967 213762 / +260 574 089376 atsamerconsulting@gmail.com AGRIEN HUB, SD 46 GF 387A, Chipwepeupe Rd, Lusaka, Zambia
Micro-Loans

Your Growth Starts Here

Access flexible, affordable financing designed for entrepreneurs, women-led businesses, youth, and individuals looking to achieve their dreams.

Loan Products

Loan Types We Offer

Choose the right financing option that matches your needs and goals.

Start-up Loans

Launch your business dream with capital designed for new ventures. Ideal for first-time entrepreneurs with solid business ideas.

  • Up to ZMW 50,000
  • Flexible repayment terms
  • Business plan support included

Expansion Loans

Take your established business to the next level. Scale operations, enter new markets, or increase capacity.

  • Up to ZMW 200,000
  • Competitive interest rates
  • Strategic growth consultation

Individual Loans

Personal financing for home improvements, education, medical expenses, or other life goals.

  • Up to ZMW 30,000
  • Quick approval process
  • No collateral required*

Enterprise Loans

Large-scale financing for established businesses seeking significant capital injection. Includes assets finance options.

  • Up to ZMW 500,000
  • Assets Finance available
  • Extended repayment periods
  • Dedicated account manager
Eligibility

Who Qualifies?

We welcome applications from diverse backgrounds and situations.

Entrepreneurs

New or established business owners with viable ideas and commitment.

Women-Led Businesses

Special programs and rates for women entrepreneurs.

Youth

Young entrepreneurs aged 18-35 with innovative business concepts.

Individuals

Employed individuals seeking personal loans for various needs.

Our Advantage

Why Choose Our Loans?

Flexible Terms

Repayment periods from 1 to 6 months tailored to your cash flow.

Collateral & Non-Collateral Options

Choose secured or unsecured loan options based on your situation.

Tech-Driven Management

Apply online, track your loan, and make payments through our digital platform.

Loan process
How to Apply

Application Process

Get your loan through our comprehensive 7-step process with personalized support.

1
Initial Consultation

Contact our offices online to discuss your needs and loan options.

2
Application Submission

Submit your loan application through our online platform.

3
Documentation Review

Our team reviews all submitted documents and verifies information.

4
Credit Assessment

We conduct a thorough credit assessment to ensure responsible lending.

5
Approval & Agreement

Upon approval, review and sign the loan agreement with clear terms.

6
Disbursement

Funds are disbursed directly to your account or designated purpose.

7
Ongoing Mentorship & Monitoring

Our team provides continuous support, mentorship, and monitoring throughout your loan period to ensure your success.

Ready to Start Your Journey?

Apply today and take the first step towards achieving your financial goals.